Hong Kong's Reference-Check Net Now Reaches 110,000 Financial Workers: What Phase 3A Means for Hiring Timelines
Since 1 July 2026, Hong Kong's Mandatory Reference Checking regime crosses the wall between banks and insurers for the first time, reaching roughly 110,000 employees. Heres what Phase 3A actually requires, what the early data shows, and what a month-long reference-check turnaround does to hiring timelines for regulated roles.
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